Financing Options

Synchrony HOME Card
Synchrony HOME Card

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Deferred Interest Promotions¹

06 month financing option may be combined with discounts or promotions. No minimum purchase.

12 Month financing option cannot be combined with discounts or promotions. $500 minimum purchase.

18 Month financing option cannot be combined with discounts or promotions. $1000 minimum purchase.

24 Month financing option cannot be combined with discounts or promotions. $1500 minimum purchase.

Equal Payment Promotions²

36 Month financing option cannot be combined with discounts or promotions. $2000 minimum purchase.

48 Month financing option cannot be combined with discounts or promotions. $2500 minimum purchase.

60 Month financing option cannot be combined with discounts or promotions. $3000 minimum purchase.

72 Month financing option cannot be combined with discounts or promotions. $3500 minimum purchase.


¹Interest accrues from the purchase date but is not charged if the promotional balance is paid in full by the end of the promo period. Minimum monthly payments are required.

²Equal monthly payments required during promo period. Interest does not accrue during promo period. Designed to pay off promo balance in full within promo period.


*Subject to credit approval.

Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.


OR



Pay now or pay over time with PayPal Credit. Just select PayPal Credit at checkout.

No Interest if paid in full in 6 months on purchases of $99 or more.

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.74%. The APR is accurate as of 9/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount.

Buy now and pay over time with PayPal Credit when you spend $98.99 or less.

  • If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.
  • Or, make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.
  • We’ll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.
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